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Community Bank

Cutting Edge. Common Sense.


When you borrow money from a bank, there are several factors that determine what your interest rate will be. At Community Bank, we determine your interest rate by:

Assessing National Interest Rate Levels

This is influenced by actions of the U.S. government and Federal Reserve Bank, inflation, demand for loans, and other factors.

Details of Your Loan

This is based on how much money you borrow, what kind of loan you get, and the term of the loan.

Your Credit Risk

Lenders measure your credit risk by looking at your debt to income ratio, employment history, and credit score.

Your Relationship with the Bank

Do you have an account with us? If you do, in addition to convenient ways to pay your loan back, you also get a percentage off your loan interest rate.

Contact one of our lenders today to see what your interest rate would be.


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