For many small business owners, reading – and understanding – a financial statement can be intimidating. Most entrepreneurs are not financial specialists, and it may seem like this is something that should be left to financial professionals, and for the line-item details, that’s true. But knowing how to identify 3 or 4 key items can give you important information at a glance about the health of your company. For example, a financial statement will tell you: If your...

  Budgeting.  Who else cringes when they hear the word? Our emotional response to the word budget conjures visions of denying yourself something tangible as a result of painfully grinding through your expenses and spending. Why do we give the word budget so much emotional power? I suggest that instead of dreading the word, we should find ways to embrace it. So if the name budget is the issue, change it! Just forget the first 3 letters and call it your GET Plan, as in how to GET the resources...

As parents and grandparents, the issue of keeping children safe is always top of mind. There are a few basic, but important things parents and grandparents can do to keep their kids safe online: Kids are trusting. And naïve. They need rules that are non-negotiable. For example, create strong passwords: Ie3ponS! is an example (an abbreviation of “I eat 3 pancakes on Sunday!”) of one that’s easy to remember and unique. Change it every three months. Don’t use the same...