FRAUD ALERT – Fraudsters are spoofing local bank numbers and pretending to be a bank employee to trick you into giving them your Debit Card information and Digital Banking login credentials. Community Bank Employees will NEVER ask for your Debit Card information or Digital Banking login credentials to verify a transaction! The bank will never ask you for your Debit Card #, expiration date, CVV code or your online banking login credentials or MFA (Multi-Factor Authentication) code or number. DO NOT provide this information to anyone claiming to “help” you with unauthorized account transactions or attempting to login to your Digital Banking and DO NOT click on a link or photograph in a text message or email you are not expecting! If you suspect fraud, hang up and call us immediately at 304-485-7991.
on qualifying balances up to and including $15,000
If you use your debit card regularly, like e-Statements, use direct deposit or auto payments, want free ATM usage nationwide, and love rewards, this account is for you!
Earn higher interest on your checking account balance when you do the following three things within your monthly qualification cycle*:
*Interest Rate & Annual Percentage Yield may vary after account opening: When your Rewards Checking account qualifications (see below) are met during a Monthly Qualification Cycle, Tier 1: An interest rate of 0.9950% will be paid on the portion of your daily balance up to and including $15,000. The annual percentage yield for this tier is 1.00%. Tier 2: An interest rate of 0.10% will be paid on the portion of your daily balance that is greater than $15,000. The annual percentage yield for this tier will range from 1.00% to 0.22%, depending on the balance in the account. (The 0.22% APY is based on a $100,000 daily balance.) When your Rewards Checking account qualifications are not met, the interest rate paid on the entire balance will be 0.01% with an annual percentage yield of 0.01% and you will not receive ATM surcharge refunds and/or International Debit Card Transaction fee refunds. The rates are accurate as of 07/23/2025 and subject to change without notice. A $5 fee will be charged monthly, for receiving a paper statement. Fees may reduce earnings. $50 minimum to open. Subject to account approval. Limit of two accounts per household. Contact a Community Bank Customer Service Representative for more details.
Account qualifications include: Use your debit card at least 12 times, receive account statements electronically, set up/use one direct deposit or automatic payment. Transactions, excluding ATM withdrawals, must post/settle on your Rewards Checking account during the monthly qualification cycle in order to receive the Premium Plus interest rate and ATM surcharge refunds and/or International Debit Card Transaction fee refunds (up to $30 per monthly qualification cycle). “Monthly Qualification Cycle” is the period beginning the first day of the current statement cycle through the closing date of the current statement cycle.
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