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Personal Checking

A variety of simple, personalized solutions

One of these accounts is for you

A winning checking account fits your personal and financial lifestyle. Find the one that works for you.

Checking Account Options

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Rewards Checking

Earn our Premium PLUS rate on balances up to and including $15,000 and qualify for ATM surcharge refunds and/or International Debit Card Transaction fee refunds when three simple qualifications are met.1

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First Choice

For those seeking a simple solution, this low-maintenance account is a great fit.

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For those at least 60 years young, we have a low-maintenance checking account, and free personalized checks. Shipping and handling fees will apply.

Let's compare accounts. Which one is right for you?

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Account FeaturesRewards Checking*First ChoiceSenior
Opening Deposit$50$50$50

Premium PLUS Interest rate

(when account qualifications are met as listed below)
ATM Surcharge Refunds and/or International Debit Card Transaction Fee Refunds


(limited to $30 each qualification cycle when account qualifications are met )

Free Debit CardYesYesYes
Free Online Banking YesYesYes
Free Online Bill PayYesYesYes
Discounted Installment Loan RateWith auto deduction from accountWith auto deduction from accountWith auto deduction from account
No Monthly Service FeesYes$2 monthly paper statement fee if not enrolled for and receiving e-StatementsYes
Account Qualifications

Each qualification cycle make 12 or more debit card purchases, receive online statements, and set up and use one direct deposit or qualifying electronic payment.

NoneMinimum age 60


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Move your accounts without all the hassle!


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Earn 1.00% APY* with our Rewards Checking on qualifying balances up to and including $15,000. 

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The Common Sense Banking
You Deserve

You need relevant products, at the right price, from a local decision maker who treats you like family. You’re in the right place.

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