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Rewards Checking

You deserve better.

1.25% APY* Rewards Checking

on qualifying balances up to and including $15,000


If you use your debit card regularly, like e-Statements, use direct deposit or auto payments, want free ATM usage nationwide, and love rewards, this account is for you!

Why take advantage of Rewards Checking?

Earn higher interest on your checking account balance when you do the following three things within your monthly qualification cycle*:

  • Make at least 10 or more debit card purchases (ATM transactions excluded)
  • Receive e-Statements
  • Set up and use at least one direct deposit or qualifying electronic payment



*Interest Rate & Annual Percentage Yield may vary after account opening: When your Rewards Checking account qualifications (see below) are met during a Monthly Qualification Cycle, Tier 1: An interest rate of 1.244% will be paid on the portion of your daily balance up to and including $15,000. The annual percentage yield for this tier is 1.25%. Tier 2: An interest rate of 0.10% will be paid on the portion of your daily balance that is greater than $15,000. The annual percentage yield for this tier will range from 1.25% to 0.27%, depending on the balance in the account. (The 0.27% APY is based on a $100,000 daily balance.) When your Rewards Checking account qualifications are not met, the interest rate paid on the entire balance will be 0.05% with an annual percentage yield of 0.05% and you will not receive ATM surcharge refunds. The rates are accurate as of 03/20/2020 and subject to change without notice. No monthly service fees. $50 minimum to open. Subject to account approval. Limit of two accounts per household. Contact a Community Bank Customer Service Representative for more details.

Account qualifications include: Use your debit card at least 10 times, receive online statements, set up/use one direct deposit or automatic payment. These transactions must post to and settle on your Rewards Checking account during the monthly qualification cycle in order to receive the Premium PLUS interest rate and ATM surcharge refunds (up to $50 per qualification cycle). “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

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