| Account Features | Rewards Checking | First Choice | Senior |
|---|---|---|---|
Account Features Opening Deposit | Rewards Checking $50 | First Choice $50 | Senior $50 |
Account Features Interest | Rewards Checking Premium PLUS Interest rate
(when monthly account qualifications are met as listed below) | First Choice No | Senior No |
Account Features ATM Surcharge Refunds and/or International Debit Card Transaction Fee Refunds | Rewards Checking Yes | First Choice No | Senior No |
Account Features Free Debit Card | Rewards Checking Yes | First Choice Yes | Senior Yes |
Account Features Free Online Banking | Rewards Checking Yes | First Choice Yes | Senior Yes |
Account Features Free Online Bill Pay | Rewards Checking Yes | First Choice Yes | Senior Yes |
Account Features Discounted Installment Loan Rate | Rewards Checking With auto deduction from a Community Bank deposit account | First Choice With auto deduction from a Community Bank deposit account | Senior With auto deduction from a Community Bank deposit account |
Account Features Monthly Fees | Rewards Checking $5 fee will be charged monthly for receiving a paper statement | First Choice $5 fee will be charged monthly for receiving a paper statement | Senior None |
Account Features Account Qualifications | Rewards Checking Each qualification cycle make 12 or more debit card purchases, excluding ATM withdrawals, receive account statements electronically, and set up and use one direct deposit or qualifying electronic payment. | First Choice None | Senior Minimum age 60 |
